Effective Date: March 23, 2025

1. Who We Are

Grace Wealth Investments is a subsidiary and licensed broker operating on behalf of Hegemony International Group (HGI) and the insurance carriers they represent. We are committed to protecting your privacy and the information you entrust to us.

2. Information We Collect

• We may collect: Personal Information: Name, address, email, phone number, date of birth
• Health & Financial Data: DOB, income, assets, medical history, policy details
• Usage Data: Website activity, IP address, browser type, cookies
• Communications: Recorded phone calls or Zoom sessions (with consent)

We collect your data via online forms, email, phone, video consultations, or during underwriting.

3. How We Use Your Data

We use your information to:

1. Deliver and service insurance and financial advisory products
2. Assess needs, provide quotes, process applications, and verify identity
3. Ensure legal and regulatory compliance (e.g. underwriting, KYC, anti-fraud)
4. Respond to inquiries, schedule calls, and fulfill our obligations
5. Improve and secure our website and internal systems
6. Send updates and marketing (only if you opt in)

4. When We Share Your Data

We may share your information with:

• Insurance carriers (for product issuance, claims, underwriting)
• Service providers (e.g. IT, CRM, compliance, legal partners)
• Affiliates within HGI or licensed broker-dealers
• Legal or regulatory bodies, when required by law or to protect legal rights

We do not sell or rent your personal data. We require all third parties we share data with to maintain confidentiality and secure handling.

5. How We Protect Your Data

• Encryption in transit (TLS) and at rest
• Role-based access, secure servers, firewalls, and backups
• Internal security policies and ongoing staff training
• Regular risk assessments and audits under GLBA Safeguards Rule

6. Your Privacy Rights

Depending on your location, you may have the right to:

• Access, correct, or delete personal data
• Opt out of non-essential communications
• Restrict sharing or request data portability
• Lodge complaints with a data protection authority

Withdraw consent (for recorded calls or health data) To exercise these rights, contact us via the section below.

7. Data Retention

We retain your data for as long as necessary to:

• Maintain active business relationships
• Comply with legal and regulatory obligations (e.g. recordkeeping)
• Otherwise fulfill legitimate business purposes

When no longer required, data is securely deleted or anonymized.

8. Children’s Privacy

Our services are intended for adults (18+). We do not knowingly collect data from minors, and if discovered, that data will be removed promptly.

9. Policy Updates

We may update this policy periodically. We will notify you through email or prominent notices on our website for material changes. Please check back regularly.

10. Contact Us

For questions, data access, correction, or deletion requests, reach out:
Grace Wealth Investments
c/o Hegemony International Group (HGI)
11405 Old Roswell Rd, Alpharetta, GA 30009
Phone: +1 (404) 750 4592
Email: info@gracewealth.investments